Florida Public Ajdusting Services
"We work for the Customer, not the insurance company"
We make sure that you, the policyholder, recieve full and fair compensation for your losses. We do this working with you to document your damages, compile all the necessary paperwork, and negotiate with the insurance company on your behalf. We know the ins an outs of insurance companies to get the money you deserve.
How to Choose the Best Public Adjuster for Your Needs.
There are some key steps you can follow when choosing a public adjuster to ensure you get the best results.
First and foremost, check their license status. All public adjusters are required by law to have a license in order to operate. You can easily check this by doing a quick search of their name or company on your state's licensing board website
Secondly, check their experience level. How long have they been working as a public adjuster? Do they have experience handling cases similar to yours? The more experience an adjuster has, the better equipped they'll be to get you a fair settlement from your insurance company.
Thirdly, ask for references. A reputable public adjuster should have no problem providing you with a list of past clients who can vouch for their work. This is a great way to get first-hand insights into what it's like to work with them.
Fourth, make sure they carry errors and omissions (E&O) insurance. This type of insurance protects public adjusters from any mistakes they make while working on your case.
Finally, ask about their fees. Most public adjusters work on a contingency basis, which means they only get paid if and when you receive a settlement from your insurance company. Make sure you understand how their fee structure works before signing any contracts.
It's less complicated than it sounds, and we do all the work!
A Detailed Guide on How the Florida Public Adjusting Claims Process Works
Going through the insurance claims process can be daunting, especially if you're not familiar with all the terminology and steps involved. But don't worry- HomeSafeClaims is here to help! This guide will walk you through the entire public adjusting claims process in Florida so that you know what to expect every step of the way.
First, a little bit of background information: in Florida, public adjusters are independent licensed professionals who advocate for policyholders during the claims process. They work on behalf of the insured, not the insurance company, and their goal is to get you the maximum settlement possible for your claim.
Now that you know a little bit more about public adjusting, let's dive into the claims process itself.
The first thing you'll need to do is notify your insurance company about the loss. You can do this by calling them or filling out an online claim form. Once you've notified them, an adjuster from the insurance company will be assigned to your case and will contact you to set up a time to inspect the damage.
After the insurance company's adjuster has inspected the damage, it's time for you to meet with a public adjuster.
This is an important step in the process because a public adjuster will help you understand your policy and make sure that all eligible damages are accounted for in your claim. They will also negotiate with the insurance company on your behalf to get you the best possible settlement.
Once you've met with a public adjuster and have a good understanding of your policy and the damages that are covered, it's time to start putting together your estimate. This will include a list of all the damages, along with cost estimates for repairs. If you're not comfortable putting together an estimate yourself, your public adjuster can help you with this step.
Once you've put together your estimate, it's time to submit it to the insurance company. Your public adjuster will work with you to make sure that all the required documentation is included and that everything is in order before submitting it.
After you've submitted your claim, the insurance company will have a certain amount of time to respond. If they deny your claim or don't give you a fair settlement offer, your public adjuster will help you appeal the decision.
And that's it! Following these steps will help ensure that you get the best possible settlement for your claim. Remember, working with a public adjuster throughout the process can make a huge difference in the outcome of your claim
We are HomeSafeClaims, a public adjusting firm based in Florida. We have years of experience helping policyholders through the claims process and we're here to help you too. We can help make sure that this whole experience is as stress-free as possible for you. Give us a call today to learn more about how we can help.
If you have any questions or need assistance with your claim, don't hesitate to contact us at 1-800-948-2849. We're aays happy to help!